Ryan Deberardinis / Eye Em/Getty Images You’ve probably heard this priceless slogan before: “There are some things money can’t buy.For everything else there’s Mastercard.” Well, it’s not exactly true.
While credit companies typically want you to pull out their credit card for a purchase, the payment networks — American Express, Discover, Mastercard and Visa — won’t approve transactions that are treated as high-risk activities or run afoul of federal law, even if state laws allow it.
If you’re intent on buying one of these naughty things, “it pays to discover” they can’t be bought with your credit card.
Then, through sister sites, they will offer to scrub the Internet of the unwanted photos, in exchange for an often-hefty fee.
After a 2013 New York Times article highlighting the shady business of mug shot removal services, all of the major payment processors — Visa, Mastercard, Discover and American Express along with Pay Pal — began eliminating mug shot removal companies as customers.
One reason for the ban: Am Ex says customer disputes with online adult-industry companies increased administrative costs.
The ban extends to American Express gift cards and prepaid cards as well.Once you’ve had your mug shot taken by the authorities — even if the charges are dropped or you’re acquitted, the photo will remain as a matter of public record.Capitalizing on the desire to keep former foibles private, mug shot sites will typically cull booking photos, which are publically available government records, and post them online.“Given this complexity, we continue to monitor the situation, seek guidance from regulators and inform merchant acquirers of any new developments.” Many banks won’t extend basic banking services to marijuana dispensaries, meaning checks can’t be used for payment either.Westend61/Getty Images If you’re seeking some digital titillation, don’t try to use your American Express card for the experience.The average APR on such a transaction is 23.68 percent, according to a 2017 survey by Credit