Note: If you have a credit score less than 640, struggling to make monthly debt payments and would like to explore your options to reduce your debt by up to 50%, then please click our option below to customize a personal debt relief plan.
Fortunately, there are tools that can help you get out of debt faster. With a debt consolidation loan, you would use the loan proceeds to pay off credit card debt, medical debt or any other form of debt.
You would then have a loan at a fixed interest rate and a fixed term.
Residents of PA have a minimum loan amount of $25,001. citizen or permanent resident in an eligible state and meet So Fi's underwriting requirements. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions.
Variable rates not available to residents of AK, IL, OK, TX, VA, WY. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.
So Fi Personal Loans are not available to residents of MS.
Maximum interest rate on loans for residents of IL is 8.99% APR, for residents of AK, OK, and WY is 9.99% APR, for residents of TX is 9.99% APR on terms greater than 5 years, for residents of CO, CT, HI, KS, SC is 11.99% APR, and for residents of ME is 12.24% APR.Personal loans not available to residents of MI who already have a student loan with So Fi. Residents of AZ, MA, and NH have a minimum loan amount of ,001.Residents of KY have a minimum loan amount of ,001.Licensed by the Department of Business Oversight under the California Financing Law License No. So Fi loans are originated by So Fi Lending Corp., NMLS # 1121636.( of the leading lenders for people with less than perfect credit include: Lending Club – Minimum FICO of 600This is a peer-to-peer platform, which means individual investors are contributing to your loan.Through their online service, you can obtain your loan rate without a credit inquiry.