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Generate valid debit and free credit card numbers from banks worldwide or create your own pattern (BIN code).
This program is intended for developers who are studying credit or debit cards algorithms, and persons who want to test their own working credit card numbers.
Further security measures for offline purchases are chip and signature (used to be swipe and signature in the past) which requires the user to sign a receipt after buying good or services with his card, or chip and pin, when the user have to enter a code (generally a 4 digits number) in the numeric pad of a device to pay with the card. Everybody, many adults anywhere in the world own more than one credit card. Credit cards are not properly money, they have no legal tender, they must be covered by the credit of the holder, but they work as replacement for money in most situations. The credit card holder is the person to whom the credit card is registered, whose name is printed on the credit card on physical cards. A credit card holder may ask the bank to have another person authorized to use their card.
Contactless cards don't require signature or pin for small amounts (generally up to about 25 USD or EUR). Nowadays most shops accept credit cards and they can be used to make purchases online.
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Also avoid so called hacked, cracked, or fake credit card number lists.
Carding is a very risky business, and there's not such a thing as free money.
Card holder's name and expiry date are not coded into the card number, thus any name and expiry date can fit any valid number.